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What factors should I consider while choosing a health insurance policy?

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I am 43 years old with two kids and currently posted in Mumbai. My spouse is 39 years old. I want to buy a health insurance policy for my family of three dependents.

Please suggest suitable health insurance policy options. Also, suggest how much insurance cover would be enough in Mumbai and what factors I should look into while choosing the right health insurance policy? -Ashish One should have at least ₹10 -15 lakh of base plan in combination with a low-cost super top-up plan from the same insurance company.

We recommend the below-mentioned options with premiums : 1. ₹10 Lakh of Reassure Plan from Niva Bupa + 40 lakh of Recharge super top-up from Niva Bupa - Rs.

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