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Three-step financial plan for investors during Covid times

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Step 1: Ensure adequate insurance coverage: Every individual should have a sufficient health and life insurance cover. “Looking at the rising coronavirus cases in the country, quality healthcare and prompt medical treatment has become the need of the hour.

An adequate health insurance cover is crucial to sail through the pandemic. A pure term life insurance is also important to take care of an individual’s liabilities like home loan, personal loan etc.

in the worst case scenario of the death of that person," says Prashant Maurya, Partner, Citrine Financial Advisors, a Delhi-based financial planner.Insurance companies have also rolled out a standard health insurance plan to cover expenses on treatment of Covid19 as mandated by IRDA.

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