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HDFC ERGO launches Optima Secure indemnity-based health insurance policy

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NEW DELHI : HDFC ERGO General Insurance announced the launch of Optima Secure, a new health indemnity insurance product that seeks to redefine the value customers can get from their insurance plan.

According to the HDFC ERGO, the product has the "secure, plus, protect, and restore benefits built-in", which combine to offer customers up to four times their sum insured at no additional charge, while guaranteeing coverage for listed non-medical expenses.

The policy offers four distinct features Secure benefit: In this case, it doubles the insurance cover instantly and automatically on the purchase of a policy Plus benefit: In this case, it increases the base coverage automatically by 50% after one year and to 100% after two years, even if

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