Corona Rakshak India hospital covid-19 stars Health Corona Rakshak India

Go for Corona Rakshak if you already have health insurance

Corona Rakshak. Though both these products target claims for covid-19, it’s not mandatory for insurers to offer Rakshak. Since the Insurance Regulatory and Development Authority of India (Irdai) has not mandated it, but only Kavach, should you buy Rakshak?Like Corona Kavach, Corona Rakshak too offers three policy tenures—105, 195 and 285 days or 3.5, 6.5 and 9.5 months, respectively.The minimum entry age is 18 and the upper age limit, according to Irdai, shall not be less than 65, and there’s a 15-day waiting period.

You can opt for a sum insured between ₹50,000 and ₹2.5 lakh in multiples of ₹50,000.The policy will pay 100% of the sum insured if the policyholder is hospitalized for 72 hours on positive diagnosis for covid-19 from a.

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