₹60,000. My wife is also eligible for a maternity benefit of ₹50,000 under her company’s health insurance policy. Though third-party administrators (TPA) for these policies are different, I wish to avail cashless facility from my TPA due to a higher limit.
Is it possible to claim from the other policy in case the expense goes above ₹50,000?—Name withheld on requestYes, it is possible to claim maternity benefit from two corporate group health insurance policies.
The excess amount not paid under the first policy can be claimed in the second. Do note that the total amount payable under both the policies put together cannot be more than the actual medical expenses incurred.In terms of the process of the claim, you will have to avail of cashless.