health insurance policy—It provides them financial support and helps them meet the exorbitant expenses associated with a planned course of treatment or an unplanned medical emergency.
However, many policyholders believe that insurers are bound to settle their claims in full. That isn’t the case though. Insurers only settle claims based on the terms and conditions set forth in the insurance policy document.
Moreover, they adhere to a pre-fixed rate recommended by the General Insurance Council (GIC) in India when settling such claims.
Here are some ways that can help you get the maximum claim from your health policy. Comprehensive health policy: Most health insurance policies come with a deductible, commonly known as super top-up plans.