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Personal accident plans don’t cover covid deaths

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My brother and I had taken a home loan in which the loan coverage policy was done through the bank. Unfortunately, my brother recently passed away due to covid.When I submitted a claim, the company denied the same, saying that the policy only covers personal accidents.

Shocked by the news of my brother’s death, my father also passed away recently.Now, I am the only one left to take care of my family.

Please help. —Neetad BaranwalWith a home loan, generally, banks insist on buying three products i.e., personal accident, home insurance and life insurance.

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