health insurance plan, which offers an 80% discount on premiums if the initial years of the plan tenure are claim-free, while insurers increase the sum insured if a policyholder does not raise a claim.
Here’s a look at these no-claim bonuses in detail.Future Generali’s Health Super Saver plan provides a discount of 80% on the applicable premium in consecutive years in case there is no claim in the first or the second year of the policy.
The discount will apply only on the first two years of the policy tenure.Further, an additional family discount of 10% is available if two or more family members are covered on an individual sum insured basis.Usually, insurance firms offer a discount in the range of 5-20% as a no-claim bonus.