ORLANDO, Fla. – As high schools across Central Florida hold graduation ceremonies later April, many of the seniors heading off to college will be taking on huge loans to pay for their education.[WEB EXTRA: Valencia Career Coach]According to a report in The Economist, the cost for a four-year residential degree can run up to $60,000 a year and students across the country have racked up $1.1 trillion in debt as a result.The class of 2015 has seen what crushing student loan debt has done to the generation before them and they're adjusting their plans to avoid those pitfalls.Orange County Public Schools College Transition Counselor, Latashia Joseph, has seen the trend.