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Fixed mortgage rates are on the rise, mortgage brokers warn

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Ratehub.ca and president of CanWise Financial, a mortgage brokerage.“Any lender who has not yet announced changes to their fixed rates is expected to do so by the end of this week,” Laird said in a statement via email.As of Feb.24, the lowest five-year fixed rate available on Ratehub.ca — and offered through Canwise Financial — was 1.39 per cent.“This rate is from a provider who has not yet announced a rate increase.

We are expecting our best rate to be 1.54 percent by the end of this week,” Laird said.The rate hike would translate into a $32 monthly mortgage payment increase for someone buying a $500,000 home with a 10-per-cent down payment and a 25-year amortization, according to calculations provided by RateHub.

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