covid-19 crisis doctor

Fixed-benefit plan helps cover costs that standard health policy doesn’t

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I am 39 years old and have a family floater health insurance policy that covers me and my wife. Given the recent covid-19 crisis, I am thinking of buying a health insurance plan specific for this disease.

I want to know what coverage should I expect and the terms and conditions associated with the coverage.—Name withheld on requestThere are two kinds of plans that are currently being offered by insurance companies for covid-19.

These can be classified into indemnity and fixed-benefit plans. Indemnity plans reimburse expenses incurred within the policy limits.

Fixed-benefit plans pay a specified amount on meeting the agreed trigger. The standard health insurance plan is an indemnity plan.

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