—Kaustubh Check the travel insurance policy terms and conditions. Some policies have a general exclusion for pandemics, which means that they may not cover any losses or expenses incurred due to covid-19.
However, some insurers may have updated their policies to cover certain covid-19 related expenses such as medical treatment, quarantine expenses, emergency evacuation, trip cancellation, interruption, or extensions, among others.
If you have any queries or concerns about your policy, it is always best to contact your insurer and ask all your relevant questions directly for any clarifications and they would be happy to oblige.
If your policy covers covid-19 related expenses, it is important to understand the scope of coverage. Some insurers may cover only covid-19 medical expenses, but others may also cover quarantine expenses or if you are forced to cancel or postpone your trip due to travel restrictions or quarantine requirements.