health insurance policies.Moreover, since plastic surgeries are not termed as vital medical procedures undertaken to protect the life of an individual, hence, they are not covered in any of the health insurance.Also Read | The silent rise of India’s private portsHowever, there are certain conditions under which cosmetic surgeries are covered under mediclaim policies.“If a requirement of a reconstructive surgery has been prescribed by the doctor, then all kinds of health insurance cover them.
Reconstructive surgery is a medical treatment undertaken with an aim of correcting trauma, physical defects, ailments, or diseases, caused due to an accident or genetic anomaly," said Naval Goel, founder and chief executive officer, PolicyX.com.Usually,.