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Court clarifies issues on compensating disrupted pubs

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The High Court has clarified a number of further issues around how pubs should be compensated for the disruption they suffered due to Covid-19.

Four pubs successfully challenged insurance company FBD last year about a failure to pay out as a result of the disruption. The four test cases were taken by Sinnotts Bar, The Leopardstown Inn, and Lemon and Duke in Dublin, as well as Sean's Bar in Athlone.

The Commercial Court found a policy sold by FBD covered the losses sustained by the pubs having to close due to the pandemic.

FBD had argued that a clause in the policy agreeing to pay out if a pub had to close due to an outbreak of an infectious disease within a 25-mile radius, was not valid because Covid-19 was a global pandemic.

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